Manage your business and payments from anywhere you can access the Internet.

Our Next Gen Virtual Terminal replaces standard terminals or software and provides the best solution for merchants who manually enter credit card transactions for mail, phone order sales, invoicing, B2B payments and more.

Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions.

Our virtual terminals can also support Cash Discount and/or Surcharging!


We are done with outdated, clunky & confusing gateways and Virtual Terminals. NPSPay features a modern look and feel and you get all the features.

Schedule a demo! Take your business to the next level.

Features NPSBank Other Virtual Terminals
Access from any computer, tablet, or mobile device
Great for call center environment or salespeople on the road
Access from multiple computers at once with a unique login for each employee
Real-time processing
Hosted payment page or portal
Send payment requests using email and or text
Set up a payment portal on your website
Recurring Payments, monthly, weekly or biweekly
Credit Card processing and ACH available
Customer Database/Vault
Batch Processing
Extensive reporting features
Fraud Protection
Interchange Optimization (Level 2 & Level 3)
3D Secure
Open API Integration