DECLINE REASON CODES

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0001
Temporary Hold
Declined – For security reasons, the transaction was blocked.

0002
Closed account
Declined – For security reasons, the transaction was blocked.

0003
Blocked Account
Declined – For security reasons, the transaction was blocked.

0004
Blocked Lost/Stolen
Declined – For security reasons, the transaction was blocked.

0005
Transferred Account
Declined – For security reasons, the transaction was blocked.

0006
Lost card – pending transfer
Declined – For security reasons, the transaction was blocked.

0007
Card expired
Declined – An invalid expiration date was used. The merchant may reattempt the transaction with the correct expiration date. For chip cards, this decline code may indicate that the Application ID loaded on the chip is past its expiration date.

0008
Charge-off account
Declined – The account was closed.

0012
Closed Account (P9)
Declined – The account was closed.

0014
Closed Account (R9)
Declined – The account was closed.

0015
Closed Account – Delinquency (V9)
Declined – The account was closed.

0016
Closed Account (M9)
Declined – The account was closed.

0031
Account coded XX
Declined – The account cannot be used at this time.

0034
Currently past due 61+ days
Declined – The account is past due. Payment is needed on the account.

0035
Currently past due 91+ days
Declined – The account is past due. Payment is needed on the account.

0048
Not Enough Credit Available
Declined – The account credit limit would be exceeded. The cardholder may contact their program administrator for further information.

0049
Excessive number of declines today
Declined – The number of declined authorization attempts allowed per account was exceeded.

0060
Reject: Virtual Card Number (expiration date does not match)
Declined – An invalid expiration date was used. The merchant may reattempt the transaction with the correct expiration date.

0061
Reject: Virtual Card Number (expiration date has passed
Declined – The expiration date of the account has passed.

0062
Reject: Virtual CVC does not match
Declined – The 3-digit security code on the back of the card cannot be verified by the system.

0063
Account Expired
Declined – The account is expired.

0064
Transaction Amount Exceeds Authorization Limit
Declined – The transaction amount is not equal to the exact authorization amount established on a Single-Use Account.

0065
Transaction Total Exceeds Authorization Limit
Declined – The transaction amounts exceed the total authorization amount.

0066
Number of Transactions Exceeds Limit
Declined – The number of transactions allowed has been exceeded.

0067
Error Merchant Processing
Declined – There was a merchant processing error.

0068
Invalid Virtual Card Number
Declined – The merchant received the response “invalid card number.” The cardholder should retry the transaction.

0069
Merchant Category Code Not Allowed
Declined – The Merchant Category Code (MCC) for this transaction is not within a Merchant Category Code Group (MCCG) the cardholder authorized to transact with.

0070
Reject: Database Status Bad
Declined – For security reasons, the transaction was blocked.

0071
Transaction Blocked
Declined – For security reasons, the transaction was blocked.

0072
Geographic Restriction
Declined – The transaction is from a restricted country on the OFAC Sanctions List.

0073
Incorrect Transaction Type
Declined – An incorrect processing account payment option was selected at point-of-sale (for example, debit vs. credit).

0075
Transaction Time/Date Limit
Declined – An authorization attempt was made outside the time of day allowed for transaction approval.

0076
Sanction Screening Score Restriction
Declined – The transaction is from a restricted country on the OFAC Sanctions List.

0077
Reject: MoneySend Transaction Count Check
Declined – For security reasons, the transaction was blocked.

0085
Past Due Account
Declined – The account is past due. Payment is needed on the account.

0102
Account Closed
Declined – The account was closed.

0103
Invalid Card/Account Number
Declined – The card account number is not valid.

0105
Exceeds maximum cash limit
Declined – The transaction amount exceeds the allowable cash limit for the cardholder.

0106
Exceeds maximum single purchase amount
Declined – The transaction amount exceeds the single-purchase limit amount for the cardholder.

0107
Exceeds maximum mail order single purchase amount
Declined – The transaction amount exceeds the single-purchase limit amount for the cardholder.

0111
Invalid PIN
Declined – The PIN entered did not match the PIN on file. The cardholder may retry the transaction.

0112
Exceeds ATM daily withdrawal limit
Declined – The daily ATM withdrawal limit for the cardholder would have been exceeded.

0113
Exceeds ATM daily transaction limit
Declined – The number of daily ATM transactions would have been exceeded.

0114
Exceeds PIN attempt limit
Declined – The number of PIN attempts allowed for a transaction would have been exceeded.

0117
Transaction could not be processed. Try again.
Declined – The transaction could not be processed at this time. Please try again later.

0124
Invalid CVV2/CVC2
Declined – The 3-digit security code on the back of the card cannot be verified by the system.

0125
Invalid CVV/CVC
Declined – The 3-digit security code on the back of the card cannot be verified by the system.

0134
Card Not Activated
Declined – The card has not been activated.

0135
Unable to verify PIN
Declined – The system could not verify the PIN information presented. The cardholder may retry the transaction.

0162
Invalid ICVV (Chip)
Declined – For security reasons, the transaction was blocked. This decline code is specific to chip cards. The Integrated Circuit Card Verification Value (iCVV) is used to detect counterfeit magnetic stripe cards created from chip card data.

0207
Invalid expiration date
Declined – The expiration date could not be validated. The merchant may reattempt the transaction with the correct expiration date.

0316
E-commerce not allowed
Declined – The company does not allow its cardholders to make internet or electronic purchases. The cardholder may contact their program administrator for further information.

0800
Vendor excluded
Declined – The company does not allow its cardholders to make purchases from this merchant or group of merchants. The cardholder may contact their program administrator for further information.

0801
Foreign Transactions excluded
Declined – The company does not allow its cardholders to make purchases using the attempted currency. The cardholder may contact their program administrator for further information.

0802
Transaction Not Allowed Outside Date Range
Declined – The company does not allow its cardholders to make purchases outside of the card’s effective date range. The cardholder may contact their program administrator for further information.

0803
Merchant Category Code Group Not Allowed
Declined – The Merchant Category Code (MCC) for this transaction is within a Merchant Category Code Group (MCCG) the cardholder is not authorized to transact with. The cardholder may contact their program administrator for further information.

0805
Exceeds single transaction limit for account
Declined – The single transaction daily spending limit would have been exceeded.

0808
Exceeds single transaction limit for Merchant Category Code Group
Declined – The single transaction daily spending limit would have been exceeded for the Merchant Category Code Group (MCCG).

0813
Exceeds transaction amount limit for account
Declined – The transaction amount limit would have been exceeded for the account. The cardholder may contact their program administrator for further information.

0814
Exceeds transaction number limit for account
Declined – The transaction volume limit would have been exceeded for the account. The cardholder may contact their program administrator for further information.

0817
Exceeds transaction number limit for Merchant Category Code Group
Declined – The transaction volume limit would have been exceeded for the Merchant Category Code Group (MCCG). The cardholder may contact their program administrator for further information.

0818
Exceeds transaction amount limit for Merchant Category Code Group
Declined – The transaction amount limit would have been exceeded for the Merchant Category Code Group (MCCG). The cardholder may contact their program administrator for further information.

0823
No match found for individual account with Merchant Category Code Group marked include
Declined – The transaction volume limit would have been exceeded for the Merchant Category Code Group (MCCG). The cardholder may contact their program administrator for further information.

0828
Additional verification needed for merchant
Declined – Additional verification is required to complete the transaction.

0829
Invalid account level
Declined – The authorization was attempted on a non-spend account (e.g., a central bill account, a diversion account). The cardholder may contact their program administrator for further information.

0831
Plastic card not issued
Declined – The account does not have an associated plastic card but the merchant submitted the authorization request for a plastic card transaction.

0836
Invalid Fleet ID
Declined – An incorrect Fleet ID was entered at the point-of-sale. The cardholder may ask the merchant to retry the transaction with a valid Fleet ID.

0837
Invalid Fleet vehicle number
Declined – An incorrect vehicle number was entered at the point-of-sale. The cardholder may ask the merchant to retry the transaction with a valid vehicle number.

0838
Invalid Fleet driver
Declined – An incorrect driver number was entered at the point-of-sale. The cardholder may ask the merchant to retry the transaction with a valid driver number.

0850
Bank request fraud strategy
Declined – For security reasons, the transaction was blocked.

0851
Bank request fraud strategy
Declined – For security reasons, the transaction was blocked.

0852
Bank request fraud strategy
Declined – For security reasons, the transaction was blocked.

0854
Bank request fraud strategy
Declined – For security reasons, the transaction was blocked.

0871
Declined by score 2
Declined – For security reasons, the transaction was blocked.

0880
ARQC (Chip Security) Missing
Declined – For security reasons, the transaction was blocked. This decline code is specific to chip cards. It indicates that the Authorization Request Cryptogram (ARQC) is missing.

0881
ARQC (Chip Security) Invalid
Declined – For security reasons, the transaction was blocked. This decline code is specific to chip cards. It indicates that the Authorization Request Cryptogram (ARQC) is invalid.

0882
Application Transaction Counter Invalid
Declined – For security reasons, the transaction was blocked. This decline code is specific to chip cards.

0887
Chip DDA Failed
Declined – For security reasons, the transaction was blocked. This decline code is specific to chip cards.

0901-0998
Security Reason
Declined – For security reasons, the transaction was blocked.

0999
Security Reason
Declined – For security reasons, the transaction was blocked.

7000 series
Security Reason
Declined – For security reasons, the transaction was blocked.

9000 series
Security Reason
Declined – For security reasons, the transaction was blocked.