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news & insights 

Discover what’s new in the world of Payment Technology including the latest in product features, credit card processing solutions, business tips & more.

Understanding High-Risk Merchant Services and Navigating Rolling Reserves

Understanding High-Risk Merchant Services and Navigating Rolling Reserves

Introduction In today's digital era, e-commerce is evolving rapidly, and businesses are increasingly adopting e-commerce platforms to reach a broader customer base. However, for some merchants, especially those operating in high-risk industries, obtaining a reliable payment processing solution can...

Is A Merchant Account The Missing Piece to Your Businesses Puzzle?

Is A Merchant Account The Missing Piece to Your Businesses Puzzle?

Is A Merchant Account The Missing Piece to Your Businesses Puzzle? If you are a business owner who wants to grow and succeed, consider opening a merchant account. A merchant account is a type of bank account that allows businesses to accept and process electronic payments, such as credit card...

How To Establish A Merchant Account For Your Business

How To Establish A Merchant Account For Your Business

How To Open A Merchant Account for Your Business It is in a merchant's best interest to create a merchant account. Even brick-and-mortar retailer consumers only sometimes carry cash. Business owners need merchant account credit card processing. It is even more critical for online business payment...

How To Open A Merchant Account

How To Open A Merchant Account

How to Open a Merchant Account for Your Business To open a merchant account, you must prove you have a legal business. The underwriting process tells the merchant services provider how risky you will be. It may sound not easy, but the process is not too complex. You should know several things...

Is It Time You Automated Your Invoicing?

Is It Time You Automated Your Invoicing?

We call it the consumerization of payments – taking what is going on in the world of Business to Consumer and bringing that same experience to the business world. No matter what you call it – B2B, Biz 2 Biz, Biz to Biz, Business 2 Business, etc.  Businesses are shorthanded, and business owners...

B2B Payments – Taking Your Business To The Next Level

B2B Payments – Taking Your Business To The Next Level

We call it the consumerization of payments – taking what is going on in the world of Business to Consumer and bringing that same experience to the business world. No matter what you call it – B2B, Biz 2 Biz, Biz to Biz, Business 2 Business, etc.  Businesses are shorthanded, and business owners...

How To Support Small Businesses In Your Community?

How To Support Small Businesses In Your Community?

How do you support small businesses in your local community? We were reading a few polls that asked this question and wanted to share our thoughts on how consumers can support local and small business owners. Look at the products you buy and see if there is a local product for the same price. Shop...

The Future Of Cryptocurrency Real Estate Transactions

The Future Of Cryptocurrency Real Estate Transactions

We have been involved in the payments business for over 21 years and have been getting cryptocurrency solutions for businesses for the last three years. The largest Cryptocurrency deal took place in Miami when a $22.5 million contract to buy a condo was featured in many articles – Forbes – May 7,...

Cannabis Related Businesses & Merhcant Accounts

Cannabis Related Businesses & Merhcant Accounts

Every day we get calls or see a post on Facebook or LinkedIn about needing merchant services for Cannabis – unfortunately until the Safe-Banking Act is passed, that will not happen. Congress attempted to slide it into another bill called the America Competes ACT, but it was dropped like a hot...

Turn Your Side Hustle Into A Real Business

Turn Your Side Hustle Into A Real Business

We discussed what you need when you start a business and what you need to know when opening a merchant account. Also, what is the best choice for your business – PayPal, Stripe, Square, or a Merchant Account. B2B Vault: The Payment Technology Podcast is about educating new business owners,...

B2B Vault Episode 69: Payment Trends April 2022

B2B Vault Episode 69: Payment Trends April 2022

Video Transcription Hey everybody, It's Justin with B2B vault, the payment technology podcast with your host Allen Kopelman, and we'll be providing educational information about business payments, FinTech, or financial technology, decentralized finance, and the technology businesses need in...

B2B Vault Episode 67: eMerge Americas 2022

B2B Vault Episode 67: eMerge Americas 2022

Video Transcription Hey, everybody is Justin with B2B Vault, the payment technology podcast with your host, Allen Kopelman. We'll provide educational information about business payments, FinTech, decentralized finance, and the technology businesses need in today's world. And in today's episode,...

B2B Vault Episode 66: Bitcoin Miami 2022

B2B Vault Episode 66: Bitcoin Miami 2022

Video Transcription Hey everybody, it's Justin with B2B Vault: The Payment Technology Podcast with your host, Allen Kopelman. We'll provide educational information about business payments, FinTech, decentralized finance, and the technology businesses need in today's world. In today's podcast,...

B2B Vault Episode 63: How to get an ATM in your Business?

B2B Vault Episode 63: How to get an ATM in your Business?

Video Transcription Everybody, it's Justin here with B2B Vault: The Payment Technology Podcast with your host Allen Kopelman; we're providing educational information about business payments, FinTech or financial technology defy or decentralized finance, and the technologies businesses need in...

B2B Vault Episode 62: CBD & Merchant Accounts

B2B Vault Episode 62: CBD & Merchant Accounts

Video Transcription Hey everybody. It's Justin here with B2B Vault: The Payment Technology Podcast with your host, Allen Kopelman, and we'll be providing educational information about business payments, FinTech, financial technology, decentralized finance, and the technology businesses need in...

B2B Vault Episode 60: Merchant Account Nightmares

B2B Vault Episode 60: Merchant Account Nightmares

Video Transcription Hey, everybody. Justin with B2B Vault: The Payment Technology Podcast with your host Allen Kopelman. And we'll be providing educational information about business payments, FinTech, financial technology, decentralized finance, and the technology businesses need in today's...

B2B Vault Episode 59: The Alternative Products Expo

B2B Vault Episode 59: The Alternative Products Expo

Video Transcription Hey everybody. It's Justin from the B2B vault, the payment technology podcast with your host; this guy right here, Alan Kopelman, providing educational information about business payments, FinTech, or financial technology, decentralized finance, and the technology businesses...

B2B Vault Episode 58: Cash, Credit, or Crypto

B2B Vault Episode 58: Cash, Credit, or Crypto

Video Transcription Hey everybody. It's Justin Owings from B2B Vault: The Payment Technology Podcast with your host Allen Kopelman, and we'll be providing educational information about the business of payments, FinTech or financial technology, decentralized finance, and the technology businesses...

B2B Vault Episode 57: The Business Behind NFTs

B2B Vault Episode 57: The Business Behind NFTs

Video Transcription Hey, everyone is Justin Owings from B2B Vault: The Payment Technology Podcast with your host, Allen Kopelman; we'll be providing educational information about the business of payments, FinTech or financial technology, decentralized finance, and the technology businesses need in...

B2B Vault Episode 56: Allen’s Business Journey

B2B Vault Episode 56: Allen’s Business Journey

Video Transcription Hey, it's Justin with B2B vault, the payment technology podcast with your host, Allen Kopelman, he's providing you educational information about business payments, FinTech, and the technology businesses need in today's world. In today's episode, we will be talking about Allen's...

B2B Vault Episode 54: How To Protect Your eCommerce Business

B2B Vault Episode 54: How To Protect Your eCommerce Business

Video Transcription Hey everybody, it's Justin here with the B2B Vault: The Payment Technology Podcast with the host Allen Kopelman. We provide educational information about business payments, FinTech, and the technology businesses need in today's world. In today's episode, we'll be talking about...

B2B Vault Episode 53: Allen Bought An NFT

B2B Vault Episode 53: Allen Bought An NFT

Video Transcription Hey, everybody Allen Kopelman here with the B2B Vault: The Payment Technology Podcast for business owners and merchants. We're providing educational information for business owners and merchants. So today's episode Allen, that's me bought an NFT. Talk about, wow, we're going to...

B2B Vault Episode 52: ATM TRENDS 2022

B2B Vault Episode 52: ATM TRENDS 2022

Video Transcription Hey, everybody Allen Kopelman here with the B2B Vault: The Payment Technology Podcast for business owners and merchants. We're providing educational information for business owners and merchants. So today's podcast, we're going to talk about ATM trends for 2022. ATM's is crazy,...

B2B Vault Episode 51: Payment Trends February 2022

B2B Vault Episode 51: Payment Trends February 2022

Video Transcription Hey, everybody Allen Kopelman here with the B2B Vault: The Payment Technology Podcast for business owners and merchants. So today, we're going to dive into payment news. So we went in, we look every week or every two weeks, and we find the top payments stories that should be of...

B2B Vault Episode 50: Digital Commerce Payment Processing

B2B Vault Episode 50: Digital Commerce Payment Processing

Video Transcription Hello everybody. Allen Kopelman here with the B2B Vault: The Payment Technology Podcast, providing educational information for business owners and merchants. Today, we have an exciting topic, digital commerce payment processing. So let's get right into it. So digital commerce...

B2B Vault Episode 49: PCI Compliance

B2B Vault Episode 49: PCI Compliance

Video Transcription Hey Everybody. Welcome to B2B Vault: The Payment Technology Podcast, providing educational information for business owners and merchants on various subjects. Having to do with credit card processing, merchant accounts, and payment technology. Today, we're going to talk about...

B2B Vault Episode 48: Cyber Security & Identity Theft

B2B Vault Episode 48: Cyber Security & Identity Theft

Video Transcription Hey, this is Allen Kopelman with the B2B vault podcast, the payment technology podcast, providing educational information for business owners and merchants. And don't forget, you can follow us on social media, B2B vault, Instagram, Facebook, Twitter, and on the world wide web...

B2B Vault Episode 47: Point of Sale Systems Parade

B2B Vault Episode 47: Point of Sale Systems Parade

Video Transcription Hey, it's Allen Kopelman here today, B2B Vault The Payment Technology Podcast, providing educational information for business owners and merchants and today's podcast. We're going to talk about point of sale systems. Again, you can follow us on all the popular podcast networks...

B2B Vault Episode 46: Payment Trends In The News

B2B Vault Episode 46: Payment Trends In The News

Video Transcription Hi, everybody. Welcome to B2B Vault - The Payment Technology Podcast, educational information for business owners and merchants, and today's podcast. We're going to be talking about payment trends in the news. You can always catch us on all the networks, Spotify, Apple...

B2B Vault Episode 44: How To Start A Business

B2B Vault Episode 44: How To Start A Business

Video Transcription Hello, everybody. And welcome to another episode of B2B vault. So today, we wanted to talk about how I started a business. So we're going to talk about starting a business startup company. And so I'm here with my podcast assessment assistant and web developer, Justin Owings....

B2B Vault Episode 42: Restaurant Micros Stimulus Program

B2B Vault Episode 42: Restaurant Micros Stimulus Program

Video Transcription Hello everybody. Welcome to B2B Vault. Today, we're going to talk about our restaurant revitalization program for micros merchants. So if you have micro, otherwise known as Oracle restaurant point of sale, we can help you save a ton of money in your restaurant. First, we'll...

B2B Vault Episode 41: Hotel Stimulus Program

B2B Vault Episode 41: Hotel Stimulus Program

Video Transcription Hello, everybody. Welcome to the B2B Vault, and today we're going to talk about hotels and credit card processing. And we're going to talk about our hotel stimulus program is what we call it. So we have a program for hotels where our gateway is linked to over 50 of the most...

B2B Vault Episode 40: Cryptocurrency & Real Estate

B2B Vault Episode 40: Cryptocurrency & Real Estate

Video Transcription Hello everybody. Welcome to the B2B Vault - The Payment Technology Podcast. Today. We're going to talk about cryptocurrency and real estate. So I've got quite a few phone calls about this. Oh, can we take cryptocurrency for real estate? So let's dive into it. Cryptocurrency is...

2022 – A Look Into The Future Of Payment Processing

2022 – A Look Into The Future Of Payment Processing

The last two years dealing with Covid 19 have set in motion all sorts of changes in the world of payment processing, supply chain issues, staffing, new payment methods, more zoom meetings. Businesses had to add self-service options, like e-commerce to the way they do business, how you get your...

B2B Vault Episode 37: The Year End Wrap Up

B2B Vault Episode 37: The Year End Wrap Up

Video Transcription Hello, Allen Kopelman here today with the B2B vault, the payment technology podcast. And today, we're going to do the year-end wrap-up. So ending 2021, we're going to approach 2022. It's going to be an exciting year for the B2B vault. And, you know, we just wanted to go over...

Payment Technology News Roundup, December 2021

Payment Technology News Roundup, December 2021

Payment Technology News Roundup Several hot trends have been making headlines recently. The first is Buy Now Pay Later, which allows companies to offer financing at lower rates than personal loans and revolving credit card products. More companies are offering it to merchants, but defaults are...

Why I started B2B Vault – The Payment Technology Podcast

Why I started B2B Vault – The Payment Technology Podcast

Why I started the B2B Vault Podcast - Hosted By Allen Kopelman People ask why I started the B2B Vault Podcast. Like many entrepreneurs, I had been blogging and found most people listen a lot more than they read. As podcasts became more popular, I noticed more people doing podcasts than ever...

B2B Vault Episode 36: CBD Payment Processing

B2B Vault Episode 36: CBD Payment Processing

Video Transcription Hey, it's Allen Kopelman today, and we're here with another episode of B2B Vault. Today, we will discuss CBD payment processing; CBD is a moving target. So, you know, the information changes all the time. We've been talking about this one; we'll probably see an update to it...

B2B Vault Episode 35: Cannabis & Payment Processing

B2B Vault Episode 35: Cannabis & Payment Processing

Video Transcription Hi, Allen Kopelman here with another episode of B2B Vault providing educational information for business owners and merchants. B2B vault, the payment technology podcast. So today, we're going to talk about cannabis and payment processing. I must get phone calls for this...

B2B Vault Episode 33: Ecommerce and your AVS Settings

B2B Vault Episode 33: Ecommerce and your AVS Settings

Video Transcription Hey, everybody. Welcome to B2B Vault - The Payment Technology Podcast. So today, we will talk about e-commerce and your AVS settings. So, you know, frequently we set up a lot of merchants with, with, um, websites. There's, you know, they're going to get, have a website for the...

B2B Vault Episode 32: Crypto and International Payments

B2B Vault Episode 32: Crypto and International Payments

Video Transcription Hi, this is Allen from B2B Vault - The Payment Technology Podcast, bringing you another episode. Today we're going to talk about Cryptocurrency and international payments. So I was recently contacted by a global group that promotes doing international business in South Florida....

B2B Vault Episode 31: Chargeback Rescue Part 2

B2B Vault Episode 31: Chargeback Rescue Part 2

Video Transcription Hey everybody, today, B2B vault the payment technology podcast. We will bring you an episode about retail chargebacks and how to project how to protect your business chargeback rescue part two. So, you know, for chargebacks on the internet, there are many different services...

10 Reasons To Accept Cryptocurrency

10 Reasons To Accept Cryptocurrency

By Allen Kopelman, CEO Nationwide Payment Systems Inc. 2021 has been a break-out year for cryptocurrency usage and analysts expect year-over-year growth to continue at an average rate of 50 percent per year. With cryptocurrency transactions accounting for more than a million transactions a day...

B2B Vault Episode 30: News Round Up Part V

B2B Vault Episode 30: News Round Up Part V

Video Transcription Hey, this is Allen Kopelman with another episode from B2B Vault: The Payment Technology Podcast. Today, we're going to do one of our news roundups. I haven't done one in a couple of weeks, so there are four stories we're going to talk about today. So the first one is Buy Now...

B2B Vault Episode 28: Top Ten Questions About Crypto Revisited

B2B Vault Episode 28: Top Ten Questions About Crypto Revisited

Video Transcription Hey, Allen Kopelman here. And today, another episode of B2B Vault as part of our crypto series, we're going to do the top 10 questions. We get asked about cryptocurrency because we're signing up merchants to accept crypto at their business, getting a lot of questions. So we're...

B2B Vault Episode 27: Holiday Scams To Look Out For

B2B Vault Episode 27: Holiday Scams To Look Out For

Video Transcription Hey, this is Allen with the B2B vault podcast, the payment technology podcast. And we're here today to wish everybody a happy holiday. So happy holidays, happy Hanukkah, Merry Christmas, Happy Kwanzaa, happy, everything. Happy new year. We're going to read the close-out 2021...

B2B Vault Episode 26: Thanksgiving Reflections

B2B Vault Episode 26: Thanksgiving Reflections

Video Transcription Hey, this is Allen Kopelman with a new episode from B2B Vault educational information for business owners and merchants. The payment technology podcast brought to you by Nationwide Payment Systems today, Thanksgiving reflections. So what am I thankful for this year? So I'm...

B2B Vault Episode 23: The Crypto Biz Series Part 1

B2B Vault Episode 23: The Crypto Biz Series Part 1

Video Transcription Hey, here we are today. Allen Kopelman here with another episode of B2B Vault the payment technology podcasts. So today we're going to be starting with our series on crypto. So we're going to address, um, different business types. And what are the advantages of dealing with...

B2B Vault Episode 22: B2B Vault News Round Up Part IV

B2B Vault Episode 22: B2B Vault News Round Up Part IV

Video Transcription Hey, welcome to B2B Vault The Payment Technology Podcast today. And we're here with the News Roundup. So here's, what's going on in the news this week. You know, I try to come up with some stories that I find during the week and we put it out and this is important information....

B2B Vault Episode 21: Merchant Services For Developers

B2B Vault Episode 21: Merchant Services For Developers

Video Transcription Hi, this is Allen Kopelman with another episode of B2B Vault today, we're going to talk about how does Nationwide Payment Systems and the payment advisory board. How do we work with merchants who are developers, developing software, developing websites, ISV, independent...

B2B Vault Episode 20: Card Not Present Transactions

B2B Vault Episode 20: Card Not Present Transactions

Video Transcription Hello, welcome to a new episode of B2B Vault. So today we're going to talk about the noncard present and what is a payment gateway? So payment gateways are a big part of a noncard present. So if you're a noncard present business where your key entering transactions, Moto mail...

B2B Vault Episode 19: Ecommerce Payment Solutions For Merchants

B2B Vault Episode 19: Ecommerce Payment Solutions For Merchants

Video Transcription Hey, welcome to another episode of B2B vault. So this one we're going to title up e-commerce for beginners. And you know, here making this podcast. And I have my trusted assistant Justin, and he's the ecommerce guru because he's the one who helps me produce the podcast, make...

B2b Vault Episode 18: Business To Business Payment Processing

B2b Vault Episode 18: Business To Business Payment Processing

Video Transcription Hey, this is Allen with another episode of The B2B Vault Podcast and we're here today. We're going to do the news round up for the week. So let's see what we're going to talk about. Okay. So consumerization of B2B payments, and has been going on since the start of the pandemic...

B2B Vault Episode 17: B2B Vault News Round Up Part III

B2B Vault Episode 17: B2B Vault News Round Up Part III

Video Transcription Hey, this is Allen with another episode of The B2B Vault Podcast and we're here today. We're going to do the news round up for the week. So let's see what we're going to talk about. Okay. So consumerization of B2B payments, and has been going on since the start of the pandemic...

B2B Vault Episode 14: Emerging Markets Payment Solutions

B2B Vault Episode 14: Emerging Markets Payment Solutions

Hey, this is Allen. With another episode of the B2B Vault today, we're going to talk about emerging markets. This is one of my favorite subjects to talk about. And most business owners don't even understand what's emerging markets are, and you know what it's all about. So a lot of people confuse...

B2B Vault Episode 13: Payment Processing For Charities

B2B Vault Episode 13: Payment Processing For Charities

Hi, this is Allen with B2B Vault and in this episode, we're going to talk about our solutions for charities and non-for-profits. So we have two programs. You can set up our regular merchant account and we can show you all different kinds of ways, how you can charge a fee to your donors. So you get...

B2B Vault Episode 12: ATM, Kiosk, And Vending Solutions

B2B Vault Episode 12: ATM, Kiosk, And Vending Solutions

Hey, this is Allen Kopelman. With another episode of the B2B Vault today, we're going to talk about ATM kiosks and vending solutions. So first let's get into ATMs. We started our business in 2001, and then we started to get into the ATM business around 2002, 2003. And, you know, we started the...

B2B Vault Episode 11: 11 Reasons To Choose NPSBANK

B2B Vault Episode 11: 11 Reasons To Choose NPSBANK

Hi. Welcome to another episode of the B2B vault. One of the most popular things we get asked about is risk credit card processing. So we're going to talk about 11 reasons why you should choose to work with MPS bank nationwide payment systems. And also you have the payment advisory board where we...

B2B Vault Episode 10: B2B Vault News Round Up Part II

B2B Vault Episode 10: B2B Vault News Round Up Part II

Hey, this is Allen Kopelman with the B2B Vault. So we're here today going to go over the news Roundup for the week. There's a lot of stuff going on, some crazy stuff, which maybe we'll talk about in another week when things kind of settle down with that, but let's get into the three stories of the...

B2B Vault Episode 6: B2B Vault News Round Up

B2B Vault Episode 6: B2B Vault News Round Up

Today's news round-up brought to you by Nationwide Payment Systems/ NPSBANK and The Payment Advisory Board The Three topics that were covered #1 Buy Now Pay Later - 44% of consumers have used this on the web! NPS- now has multiple products that can be used in-store, on your website, or thru a link...

B2B Vault Episode 5: Top 10 Questions About Cryptocurrency

B2B Vault Episode 5: Top 10 Questions About Cryptocurrency

Top 10 Questions we get about Cryptocurrency. In this episode of B2B Vault, we will be talking about the top 10 questions we get about cryptocurrency. What is CryptoCurrency? How can I buy Cryptocurrency? How can I take Cryptocurrency in my business? Are Crypto transactions/payments secure? What...

B2B Vault Episode 3: Consumer Financing For Merchants

B2B Vault Episode 3: Consumer Financing For Merchants

Hey, Allen Kopelman here with another episode of the B2B Vault brought to you by NPS Bank and The Payment Advisory Board. So today I want to talk to you about consumer financing and what's going on with businesses and consumer financing today we're facing, you know, different things in our, and...

B2B Vault Episode 2: High Risk Business Merchant Accounts

B2B Vault Episode 2: High Risk Business Merchant Accounts

Hey, Allen Kopelman here in another episode of The B2B Vault, where we bring you educational information for business owners today, I want to talk to you about high risk. High-risk business is very confusing to some people, some businesses are high risk and they don't realize it. And other...

B2B Vault Episode 1: IRS To Track Bank Transactions

B2B Vault Episode 1: IRS To Track Bank Transactions

This is Allen with B2B Vault. This is our payment industry news Roundup. Educational information for business owners brought to you by NPS bank and the payment advisory board. So the news that we're trying to bring you is news that basically affects your business for business owners and affects...

Interchange Secrets – Merchant Statement Analysis

Interchange Secrets – Merchant Statement Analysis

Allen Kopelman here. With another episode of B2B Vault brought to you by Nationwide Payment Systems, NPS Bank, and The Payment Advisory Board. Today, I'm here to talk to you about a product we call interchange secrets, interchange secrets is a service. So you can get your merchant statements...

Voted 10 Best and Most Innovative Fort Lauderdale Payment Firms

Voted 10 Best and Most Innovative Fort Lauderdale Payment Firms

We are honored to have been selected as one of the top 10 payment processors in Fort Lauderdale. We have been in business for over 20 years providing top notch merchant services to our client throught South Florida and th United States. You can read the article by clicking the link below. Related...

Guide To Cash Discount $$$$

Guide To Cash Discount $$$$

Hi, this is Alan with B2B vault. We're here to provide you with educational information for merchants. So then I'm here to tell you about a great resource. I wrote an ebook about pay zero. This is all about how to pay zero for your merchant services. By using cash discount at your business, many...

12 Merchant Services Secrets

12 Merchant Services Secrets

Why you should be dealing with an expert Choosing a credit card company for your merchant account can be a daunting task for some merchants. Business owners need to make informed decisions and work with a group that can remove the anxiety as to what does your sales rep and processor do for you....

It’s chargeback (TO THE) RESCUE

It’s chargeback (TO THE) RESCUE

For our clients, we review all of their current procedures and paperwork and we make suggestions. We help them fight any chargeback they get and make sure they are following all the rules — which change all the time. We address the reason the “customer” is claiming and sometimes make a call to the...

NPSBank Celebrates 20 Years In Business!

NPSBank Celebrates 20 Years In Business!

We are proud to announce our 20th year in business, as we have crossed another milestone in the history of our company, on January 4th, 2021. We take this occasion to thank all of our employees, partners, processors, and of course our clients. Each of you has been an important part of Nationwide...

11 Payment Trends For 2021

11 Payment Trends For 2021

Here are some of my predictions for Payment Trends in 2021, What things will merchants want to have when it comes to accepting payments in 2021. Some payment trends from 2020 will continue to grow – some were not predicted to grow at the beginning of 2020 but sometimes you have to change/pivot and...

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